How To Keep Bike Insurance Costs Low

Photo of Man Wiping His Black Motorcycle

If you are looking to purchase bike insurance, you may be looking for tips on how to keep the costs low. Motorcycle insurance can be quite expensive, simply because of the high risk that some insurers believe the motorcycle riders pose. The following are some of the things you can do in order to keep the costs low and save some money if you  are on a budget.

First of all, you should consider part-time insurance.  There are some motorcycle purists who ride their bikes every day, but if you do not plan to riding your motorbike every day, you can save some money by insuring your bike with a seasonal policy. When you are not riding, there isn’t a need to get insurance, particularly if your motorcycle is a weekend proposition.

Another thing you can do in order to keep your costs low when purchasing bike insurance is take a motorcycle safety course.  After successfully completing a motorcycle safety course, you may get a significant discount off your policy. However, you need to check with your insurance provider before signing up to make sure that it is an approved course. Even if you have owned your motorcycle for some time, you might still be able to get a discount if you refresh your skills.

You can also keep your bike insurance costs low if you increase the excess. If you think that you are less of a risk compared to what your insurance provider believes, do not hesitate to increase your excess. This can dramatically reduce the cost of the policy. Just make sure that you can afford the cost of the excess in case you are involved in an accident.

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